What Is Important?

Do you plan to work until you die? Dying at your desk is not a retirement plan looks at the decisions you are making today that will shape how your life in the future.

The younger you are when you start saving will dramatically improve the quality of your later life. Start saving and continually add to it will quickly compound over time into a nest egg. If you start young enough you can consider options like early retirement or pursuing a dream like living on a beach.

“Every one of us is making a decision on retirement every day, in the way we live and spend our money,” Gilbert said. “Not making a decision is still making a decision. Spend the money to buy that ‘thing,’ and you’ve made a decision to work longer.”

The other side to remember is to live your dreams today while saving. No one knows for sure how much time they will have but statistically most will make it to old age. This is a difficult balancing act to achieve. Todays delay can be tomorrows freedom, but today must be worth living.